The cost of a typical home fell £794 to £298,184 in September after a 0.2 per cent monthly rise in August, says Halifax.

Find out the latest mortgage rates and deals from HSBC, NatWest, Barclays and more.

Tool lets families turn shopping into overpayments to cut interest and reduce mortgage terms

Bank of England data shows borrowing slowed in August

Experts say that mortgage lenders will struggle to make reductions for now, with the Bank of England base rate staying at its current level

Experts say that mortgage lenders will struggle to make reductions for now, with the Bank of England base rate staying at its current level

Lucy Rigby and housing minister Matthew Pennycook were gathering senior executives from top lenders for a meeting on Wednesday.

Lenders have raised rates on some deals amid a ‘fraught political and economic climate’, with more expected to follow

Monthly mortgage repayments have become the toughest burden since the 2008 financial crisis for the average earner, Moneyfacts reveals. Moneyfacts says

A measured easing of stress test rules could allow more people into the mortgage market without a significant increase in arrears, UK Finance has said.

UK Finance said a ‘carefully measured’ easing of mortgage lending rules could help more first-time buyers into the market

British lenders approved the most mortgages in July since January, according to Bank of England data published on Monday that added to signs of a stabilisation in the housing market after volatility caused by the end of a tax break.

Some housing market experts said they expect to see a continued increase in demand for mortgages as sales rise

Lenders are continuing to cut their rates, with Barclays the latest to make a series of reductions

Rightmove warned there was a staggering fall of £5,000 month-on-month in August alone.

The Bank of England interest change last week could benefit UK households who could save £4,280 in a major boost.

Mortgage rates hit a peak of 6.65 per cent following a disastrous mini-budget in 2022

Nearly one million households are coming to the end of a fixed-rate mortgage deal and will now have the option of lower interest rates

Average two-year mortgage rates have fallen to 4.99%, the lowest point since September 2022.

The Bank of England’s rate-setters lowered the base rate from 4.25% to 4% on Thursday, August 7, marking the fifth interest rate cut since 2020.

The Bank of England is poised to cut interest rates on Thursday with a quarter-point reduction expected, according to City investors, who have projected a a three-way split among rate setters.

Mortgage experts have warned that ultra-low mortgage rates five years ago will move onto far higher rates in the months ahead, with hundreds of thousands of households set to be affected

A cut in interest rates will mean the 590,000 people with a base-rate tracker mortgage will see borrowing costs fall from tomorrow, August 8. That could equate to £346 annually

The average property price is now £298,237 compared to £297,157 last month.

The Bank of England has been tipped to cut interest rate to the lowest level since 2023 in a boost for mortgage holders.

British lenders approved more mortgages than expected last month, adding to signs that the housing market has recovered from a dip after the expiry of a tax break for homebuyers, and consumers also upped their borrowing, data showed on Tuesday.

Record number of homes for sale has created ‘buyer’s market’ and kept price rises in check, Zoopla report says

A mortgage-backed security (MBS) is like a bond created out of residential mortgages, providing income to investors.

Borrowers will be able to remortgage their homes without seeking advice from a broker, saving them “time and money,” says the Financial Conduct Authority

The Financial Conduct Authority has confirmed changes to simplify rules and create more flexibility

The FCA expects many borrowers to continue to benefit from regulated mortgage advice

As Labour promises an extra 36,000 mortgage approvals, Sean O’Grady examines whether relaxing the rules is a good idea

UK households have been issued a mortgage rate warning as the UK saw possession claims skyrocket.

Stress test rules and lending limits being changed are positives – but a balance still needs to be struck

First-time buyers could get wider access to mortgages after the Bank of England (BoE) loosened its rules on lending.

An extra 36,000 mortgages at higher loan to income values could soon be within reach

The Bank of England is issuing “looser” mortgage rules to help first-time buyers get on the property ladder under the Labour Party government.

The Bank of England has recommended a looser cap on riskier lending.

One mortgage expert said the Bank of England had made a ‘welcome and pragmatic move’.

Halifax recorded a 0.0% month-on-month change in typical UK property values in June, following a 0.3% fall in May.

Households are adjusting to ‘ongoing cost pressures’, one finance expert said.

One of Britain’s biggest mortgage lenders has announced it will be cutting rates across its home loan deals.

The Financial Conduct Authority has launched a discussion paper

Financial Conduct Authority looks at whether the product it once called a ‘ticking timebomb’ can support home ownership

The UK’s financial watchdog has initiated a “public conversation” into the future of the mortgage market, potentially easing access for first-time buyers, the self-employed, and those borrowing into retirement.

West Brom Building Society has cut rates by up to 0.23% across its core, Shared Ownership and new build mortgage ranges. 

The Bank of England will decide whether to cut interest rates from their current level of 4.25 per cent next week 

Today, UK Finance has published its later life mortgage lending update for Q1 2025. The report provides a quarterly insight into mortgages taken out by borr …

Millions of homeowners could be forking out too much on their mortgages due to unreliable data from the UK’s main statistics body, it has been claimed.

Rule changes mean buyers could borrow up to £40,000 more than before, easing affordability pressures