Mortgage rules could be relaxed in major shake-up for first-time buyers
The Financial Conduct Authority (FCA) today announced it is looking into simplifying tough borrowing criteria, which could help struggling first-time buyers finally get on the property ladder
What UK inflation drop could mean for interest rates and mortgages
The rate of inflation has ‘unexpectedly’ eased to 2.5 percent, the Office for National Statistics has said
Best UK mortgage deals of the week, 19 December
Find out the latest mortgage rates and deals from HSBC, NatWest, Santander, Barclays and more.
UK households who have a mortgage slapped with £6,395 warning
The average price tag on a home fell by £6,395 in December, according to the latest figures from Rightmove, published today (Monday December 16).
Santander cuts interest rates across more than 70 products
The rate cuts affect two, three and five-year fixed rate mortgages
Best UK mortgage deals of the week, 12 December
Mortgage rates cut as price war heats up ahead of Christmas
It comes as finance experts are predicting a home sales boom in the coming weeks as buyers attempt to avoid a rise in stamp duty from April 1
Another major bank just cut its fixed rate mortgages
While the cheapest mortgage rates are edging down, the average rate across the whole of the market has been increasing.
Nearly 4.5m households are facing a mortgage timebomb, warns Bank of England
The central bank emphasised that UK lenders remain in a strong position to support households and businesses, even if the economic backdrop deteriorates.
UK mortgage approvals rise to highest since August 2022
British lenders approved the most mortgages for house purchase since August 2022 last month but consumer credit growth slowed slightly to its weakest in nearly two years, Bank of England data showed on Friday.
UK mortgage approvals rose to more than two-year high before Budget
UK lenders approved the most mortgages in more than two years last month as Britain’s housing market proved resilient ahead of the Budget.
Santander, HSBC and TSB increase mortgage rates in spite of Bank of England cut
Santander, HSBC and TSB raised rates by up to 0.3 percentage points
Mortgage rates hiked by major lenders despite fall in base rate
HSBC UK said it is increasing fixed-rate mortgages this week
Mortgage approvals rise for fourth consecutive month
Mortgage approvals for house purchases climbed to 65,647 in September, up 1.1% from 64,958 in August, marking the fourth consecutive month of positive
Number of UK mortgage approvals at highest level since 2022 mini-budget
Bank of England figures show fourth monthly increase in a row as September approvals rise by 700 to 65,600
Half a million pensioners still haven't paid off mortgage as more fall into debt
Many retirees are still paying off debts which come to an average of £17,000 each, according to new data
NatWest’s mortgage balances rise £3.7bn in Q3
NatWest reported a £3.7bn increase in its mortgage balances in Q3 and an underlying £1.4bn rise in net mortgage lending.
NatWest announces ‘highly aggressive” mortgage cuts
Economists at Goldman Sachs have suggested the Bank of England base rate could come down from the current figure of 5 percent
Cheaper mortgages hit markets as UK biggest banks to unveil results
Some of the UK’s biggest banks are set to shed light on whether borrowers are benefiting from lower interest rates, as the lenders continue to shake off ongoing economic uncertainty.
Bank to streamline mortgage application process for international applicants
International customers often face difficulties in accessing credit facilities from overseas, HSBC UK said.
ECB interest rate cut: Cost of mortgages for almost 200,000 borrowers in Ireland to fall
tracker customers to benefit immediately from interest rate cut and ‘move will also put further downward pressure on variable and new fixed rates’
Best UK mortgage deals of the week, 17 October
UK households hit by mortgage rate warning
Homebuyers told now may be the time to act
Nationwide to launch mortgages at six times' income for first-time buyers
The UK’s biggest building society will let some first-time buyers borrow up to six times their income.
Nationwide launches best two- and five-year mortgage rates as competition hots up
The lender leads the market with the lowest mortgages rates with both two and five year fixes under 4 per cent
First-time buyers can borrow six times income under major lender’s shake-up
Nationwide Building Society is also cutting rates and increasing the maximum amount that people can potentially borrow from Tuesday.
Best UK mortgage deals of the week
Santander to launch cheapest two-year fixed mortgage in over a year
Experts expect mortgage rates to continue on a downward trend in the coming months, even if the Bank opts not to cut interest rates
Halifax and Lloyds customers can take advantage of special mortgage boost
Rising house prices, the cost of living squeeze, high interest rates and affordability challenges mean conditions are the most difficult in 70 years for first time buyers.
Mortgage price war hots up with 3.78% fixed rate from Nationwide
HSBC also goes lower with a five year fixed deal at 3.81%
First-time buyers not seeing benefits of mortgage rate cuts, experts warn
Despite lenders cutting rates to below 4 per cent, these deals tend to only benefit existing homeowners or those with larger deposits
We ask the experts if mortgage rates will keep falling and if you should fix now
The Bank of England cut its base rate from 5.25% to 5% last week, in what would have been a welcome sigh of relief for millions of mortgage holders – but what does this mean for you?
Mortgage price war to heat up as Barclays slashes interest rates: 'Promising sign!'
Banks, including Barclays, are cutting mortgage rates after last week’s Bank of England decision
Average London house price up 1.2 per cent annually as sub-4% mortgages return
Halifax said it expects house prices ‘to continue a modest upward trend throughout the remainder of this year’
What impact will a possible US recession have on UK mortgage rates?
Weak US employment figures led to a stock market correction and recession fears. Here’s what it could mean for homeowners in the UK
I want a buy-to-let in the UK but live in Spain - can I get a mortgage?
A mortgage expert explains why getting a rental property in the UK from abroad can pose some challenges
Soaring UK mortgage rates have pushed 320,000 adults into poverty, thinktank says
Institute for Fiscal Studies report says interests rate rises have inflicted differing levels of hardship
Over 300,000 homeowners pushed into poverty by high mortgage repayments
IFS says rising mortgage rates ‘have played and are likely to continue to play an important role in many households’ living standards’
Fixed-rate mortgages below 4% back on sale in UK
Brokers hope Nationwide’s mortgage deal is sign of ‘summer of savings’ for homebuyers
UK households who are on 'fixed rate mortgage' warned
The UK’s largest building society has made the move as the Cost of Living crisis continues.
Number of new UK buy-to-let mortgages halves in just over a year
Sector shrinks in size for first time since launch of products in 1996 as higher costs drive out investors
Buy-to-let mortgage market has shrunk ‘amid challenges for landlords’
Strong rental demand and lending standards could mean the buy-to-let sector emerges from the downturn sooner than expected, UK Finance said.
Fixed mortgages could fall to below 4pc as rates war heats up
Mortgage deals are on track to fall below 4pc in a boost to homeowners, with a string of banks announcing rate cuts.
Starmer promises economic stability to bring down ‘punishing’ mortgage costs
Prime Minister Sir Keir Starmer said people were paying the price for the chaos of the Tory era.
Healthier economy may delay interest rate cuts in a blow for borrowers
The Office for National Statistics said gross domestic product, or the output for the economy, increased by 0.4 per cent in May
500,000 retirees stuck paying off their mortgages stretched to ‘breaking point’
Those facing making mortgage repayments in retirement could struggle to pay other bills, experts warn
Five more mortgage lenders SLASH rates by up to 0.4% - as 'price war' continues
MORE major lenders have revealed cuts to mortgage rates following hot on the heels of several big banks. First Direct, Nationwide and Coventry Building Society are the latest to reveal a big drop i…
